About Polder to Playa

Not a textbook advisor.
An autodidact who's done it.

I didn't learn cross-border business in a classroom. I learned it by doing it β€” 20 years, 5 languages, and more border crossings than I can count.


Gino β€” Founder of Polder to Playa
Gino
Founder & Cross-Border Advisor
20+ years in Spanish finance
🌍
5 Languages
Dutch, Spanish, English, French, German
πŸ“…
20+ Years Experience
Cross-border financial advisory
πŸ–οΈ
Based in Spain
Serving EU expats across the country
🎯
Specialist Focus
Tax Β· Real estate Β· Residency

Entrepreneur, not advisor

I didn't learn cross-border business in a classroom. I learned it by doing it β€” 20 years, 5 languages, and more border crossings than I can count.

I'm an autodidact entrepreneur who's built, moved, and scaled businesses across the EU. When I talk taxes, real estate, or relocation strategy, it's because I've lived every one of those decisions myself.

"If you're an entrepreneur thinking about Spain, we should talk. I speak your language β€” literally (πŸ‡³πŸ‡±πŸ‡¬πŸ‡§πŸ‡ͺπŸ‡ΈπŸ‡«πŸ‡·πŸ‡©πŸ‡ͺ) and figuratively."

Today I run Polder to Playa β€” a cross-border advisory practice for entrepreneurs and expats moving to Spain. Tax optimization, property acquisition, business setup. No jargon, no ivory tower advice. Just practical strategy from someone who's walked the same path.

My clients are entrepreneurs and expats navigating the move to Spain β€” people who've built things, run companies, made real decisions. They don't want theory. They want someone who's been in the room.

That's me.

Director, Mortgage Department β€” Leading Spanish Mortgage Brokerage

Led a team handling a daily pipeline of qualified mortgage leads. Deep expertise in Spanish property finance, lender relationships, and structuring cross-border purchases for international buyers.

Economist β€” International Economics Consultancy, Barcelona

Applied macroeconomic analysis and cross-border financial modelling to advisory mandates for European business clients. Built the analytical foundation behind every client recommendation I make today.

Banker β€” Major National Spanish Bank

Front-line experience with Spanish banking, lending criteria, and client advisory. Learned how the system works from the ground up β€” knowledge that directly benefits every client navigating Spanish finance today.

πŸ‡³πŸ‡± Dutch
πŸ‡ͺπŸ‡Έ Spanish
πŸ‡¬πŸ‡§ English
πŸ‡«πŸ‡· French
πŸ‡©πŸ‡ͺ German

Ready to have an honest conversation about your move?

No obligation, no sales pitch. Tell me where you are in the process and I'll give you a straight answer about what you're facing and how I can help.

Book a Free Consultation →

How I work

Three principles that define every client engagement.

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Tax-first, always

Before we talk property, before we talk residency β€” we talk tax. The sequencing of your move determines everything. Most advisors tell you what to do; I tell you in what order.

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One advisor, full picture

I coordinate across tax law, property, residency, and wealth structuring so you don't have to manage five different specialists who've never talked to each other.

πŸ—ΊοΈ

I've walked the path

I'm not advising from a textbook. I've made the move, navigated the bureaucracy, and lived the experience. That context is part of what you get when you work with me.

Start your journey

Three ways to get started β€” from free tools to personalised advisory.

Free Tool
Tax Explorer
Compare tax rates across 6 Spanish regions. Check Beckham Law and DNV eligibility.
Free β†’
Expert Guides
Browse Reports
Deep-dive PDF guides with worked examples, checklists, and strategies for EU expats.
From €39 β†’
Personalised
Book a Consultation
One-on-one advisory session with 20+ years of cross-border expertise.
Free β†’