Independent · Register-based · Fixed fee per file

Is the property you found actually safe to buy?

You've found something you like on the Costa. Before you sign anything or transfer a deposit — let us check it. Legal status, urbanistic compliance, fiscal obligations, and (if you want) what it's really worth. No surprises.

Delivered in 5 business days 100% independent — zero broker interest From official Spanish registers only
Start my review — from €349 → See what's included
Written report, max 10 pages
5 working days from intake
Green / Orange / Red verdict per section
All sources cited by reference

Why the Costa still makes sense

The fundamentals are solid.
The paperwork is where deals go wrong.


What we check

Every Basis review covers all four pillars. Plus adds the market value layer.

Eigendom & Lasten

  • Nota simple — current ownership confirmed
  • Mortgages, liens, and encumbrances (cargas)
  • Embargos and court seizures
  • Easements and third-party rights (erfdienstbaarheden)
  • Outstanding community of owners debts
  • Pending tax debts attached to the property

🏗️
Stedenbouw & Legaliteit

  • Urbanistic certificate (certificado urbanístico)
  • Zoning and land classification (PGOU)
  • Original building licence and extensions
  • First occupation licence (licencia de primera ocupación)
  • Outstanding ITE (building inspection obligations)
  • Illegal constructions or non-registered extensions

💶
Fiscale Verplichtingen

  • IBI (annual property tax) status and arrears
  • Utilities connection and supplier status
  • Community fee (HOA) obligations and arrears
  • Estimated ITP (transfer tax) on your purchase
  • IRNR exposure for non-resident buyers
  • Notary, registry, and gestoría cost estimate

📊
Marktwaarde Analyse Plus only

  • €/m² analysis for the specific micro-zone
  • 5–10 comparable recent transactions
  • Neighbourhood benchmark (comparable submarket)
  • 12–24 month price trend analysis
  • Asking price vs. market range verdict
  • Negotiation recommendation (+ optional coaching)

The Executive Summary: Green / Orange / Red

Every report opens with a one-page verdict per section. No jargon — just a clear colour-coded signal and a plain-language summary of the key findings.

🟢 Green — Proceed

No material issues found in this section. Standard conditions apply.

  • Clean nota simple, no encumbrances
  • Valid licences, no urbanistic flags
  • IBI paid, no community arrears
🟠 Orange — Negotiate

Issue found that is resolvable. Proceed with conditions or price adjustment.

  • Community debt seller must clear
  • Minor IBI arrears to settle
  • Extension added without formal licence (common)
🔴 Red — Stop or Escalate

Material risk identified. Do not proceed without legal advice or resolution.

  • Active judicial embargo on the property
  • Illegal construction with no prescription path
  • Mortgage not registered for cancellation

Flat fee. No surprises.

One price per property file. No hourly billing, no add-on charges unless you want the negotiation coaching.

Basis
349
per property file · one-off

  • Legal check: nota simple, cargas, embargos
  • Urbanistic: PGOU, licences, ITE
  • Fiscal: IBI, utilities, community debts
  • ITP + transaction cost breakdown
  • Green / Orange / Red executive summary
  • Written report (max 10 pages)
  • Delivered in 5 business days
  • Market value report
  • Negotiation recommendation
Start Basis review →
Optional add-on: Negotiation coaching session (30 min video call) or in-person hertaxatie begeleiding — quoted separately based on location and complexity. Contact us to discuss →

How we keep our analysis clean

Three reasons the report is worth the paper it's written on.

Zero broker interest

We are not agents, intermediaries, or on any developer's payroll. We earn only from the fixed advisory fee — never from a sale.

Register-based sources only

Every finding is sourced from official Spanish registers: Registro de la Propiedad, Catastro, Ayuntamiento, and the PGOU. We cite our sources — you can verify them.

Your language, their law

Report delivered in English (Dutch or German on request). Findings explained in plain terms. No legal jargon, no Spanish bureaucratic boilerplate.


Start your review

Fill in the intake below. We'll confirm receipt and send next steps within one business day.

1 Choose your package

Advisory service — not brokerage. Polder to Playa reviews publicly available and buyer-supplied documentation and produces an advisory report. We do not act as real estate agents or provide legal representation. The report is informational and does not constitute legal or financial advice. The client makes all purchase decisions independently.

2 Property details
Idealista, Fotocasa, agent listing, or full street address.
ITP rates and urbanistic regulations vary significantly by region.
On your nota simple, IBI receipt, or catastro.meh.es
3 Your buyer situation
If you've signed arras, let us know — timelines may need adjusting.
4 Context & known concerns
The more context you give, the more targeted the report.
5 Your details
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Confirmed in 1 business day
Advisory only — not brokerage